Remember your home insurance
Our property is insured for its full value, but the insurance only covers damage caused to the property. It does not cover damage to your movables, such as theft of your belongings. It is good to have home insurance for this purpose.
Please note that there are also restrictions on home insurance. If the resident has caused the damage through negligence, home insurance may not cover the damage in full or at all. It is also good to have liability insurance in your home insurance, in which case it will also cover damage you cause to others.